Debt clarity, without the overwhelm

See every debt clearly. Keep moving forward with confidence.

Clear Balance is a calm debt tracking and payoff planning app built to help you understand what you owe, record real progress, and stay motivated without clutter, pressure, or shame-heavy language.

Looking for practical debt guides and explainers? Browse the articles.

Clear Balance dashboard screenshot
Clear Balance debts screenshot
Clear Balance focus planning screenshot
Clear Balance discover screenshot
A calmer way to move forward

Calm design. Honest payoff insight. Real progress.

Clear Balance combines supportive design with clearer debt tracking, focused payoff planning, and plain-English guidance that helps you feel more in control from the first screen.

Clear Balance dashboard screenshot
Clear Balance one-off payment screenshot
Inside the app

A debt app that feels clearer the moment you open it

From the dashboard to focused payoff planning, every screen is designed to help you understand where you stand and what to do next.

Dashboard

See everything clearly in one calm overview

The dashboard keeps the big picture readable, so you can quickly see what remains, what has already been cleared, and how your journey is moving.

Clear Balance dashboard screen
Progress

Stay motivated with real recorded progress

Small updates build into something useful and encouraging, helping you see your momentum instead of relying on memory or guesswork.

Clear Balance progress screen
Debts

Keep every balance organised in one place

Debt cards make balances, payment timing, and account-level progress easier to scan and update without visual noise.

Clear Balance debts screen
Focus

See your debt-free path more clearly

Premium planning tools help you explore debt-free timing, estimated savings, and how different strategies could affect your plan.

Clear Balance debt-free path screen
One-off payments

See how extra payments could change the plan

Understand how a one-off payment may bring the debt-free date forward and where it may help most, without losing the calm feel of the app.

Clear Balance one-off payment screen
Discover

Learn in plain English as you go

Helpful articles and explainers are built into the app to make debt feel less confusing, less overwhelming, and more manageable one step at a time.

Clear Balance discover screen
Premium

Go deeper with payoff insight and focused planning

Clear Balance Premium is designed to give you a fuller picture of what your plan could achieve while keeping the experience supportive, readable, and grounded.

  • Projected debt-free timing
  • Estimated interest savings
  • Strategy comparisons
  • What-if planning tools
Clear Balance Premium debt-free path screen

Debt-free path See a clearer debt-free path and understand what your plan could achieve.

Clear Balance Premium focus order screen

Focus order Know where extra money is likely to have the biggest impact next.

Clear Balance Premium one-off payment screen

One-off payments Explore how a one-off payment may change timings and estimated savings.

Guidance & support

More than tracking. Built to help you understand debt better

Clear Balance also includes helpful articles written in plain English, designed to make debt feel less intimidating and easier for you to work through calmly.

Discover

Browse helpful articles inside the app

Explore guidance that supports you beyond the numbers, with content focused on clarity, confidence, and understanding.

Clear Balance discover articles screen
Article view

Read practical explainers without the usual jargon

Article pages are designed to feel calm and readable, helping you learn at your own pace without pressure or shame-heavy language.

Clear Balance article detail screen
Trust & clarity

Designed with trust at the centre

Because Clear Balance supports individual users with personal financial information, every part of the experience is built to feel private, supportive, and trustworthy from the very first scroll.

Local-first data design

Debt information is designed to stay on your device, helping keep your personal financial data closer to home.

Read the Privacy Policy

Clear policies and terms

Privacy, terms, and subscription information are all easy to find and written to be understandable.

View the Terms of Use

Human support when needed

You can get help with technical issues, Premium access, or general questions through the support page.

Visit Support